Bay Hill Financial

Providing Competitive Financing Solutions for Real Estate Asset Classes

Our Ontario Locations to Serve You Better

Our Service

Bay Hill Financial works across the entire scope of real estate asset classes to provide our clients with the most competitive financing terms available. We work with developers, owner-users, new and experienced investors.  With a vast network of relationships and capital sources, we find the financing that’s right for you.

Multi-Residential

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada.  We provide CMHC, conventional and construction financing.

Industrial

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada. 

Office

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada.

Retail

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada.

Residential

Our mortgage advisors are proud to work with First Time buyers and Newcomers.  Whether you are seeking a mortgage for a new home or looking to refinance, we offer unparalleled access to low rates.

Special Use & Construction

We have established relationships with lender-approved service providers including, appraisers, project monitors, cost consultants, environmental consultants, lawyers, to ensure you receive the support you need to bring your project to life.

Multi-Residential

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada. We provide CMHC, conventional and construction financing.

Condominium and Single Family Construction

  • up to 85% Loan to Cost
  • Interest only facilities
  • 36 month terms
  • minimum of 30% pre-sold or pre-leased

Apartment

  • up to 85% Loan to Value
  • Interest only or conventional financing
  • up to 20 year interest term

Builder Inventory Loan

  • Up to 75% Loan to Cost
  • Up 36 month term

Industrial

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada.

  • Up to 80% Loan to Value financing
  • 5 to 20 year interest terms
  • Up to 30 year amortization

Office

Limited and non-recourse financing available for investment or owner/end-user office assets across Canada.

  • Up to 80% Loan to Value financing
  • Up to 20 year interest terms
  • Up to 30 year amortization

Retail

Limited and non-recourse financing available for investment or owner/end-user retail assets across Canada.

  • Up to 80% Loan to Value financing
  • Up to 20 year interest terms
  • Up to 30 year amortization

Residential Mortgages

Our mortgage advisors are proud to work with First Time buyers and Newcomers. Whether you are seeking a mortgage for a new home or looking to refinance, we offer unparalleled access to low rates. If your circumstances don’t conform with traditional lender requirements, we find you the most competitive mortgage.

  • Up to 95% Loan to Value financing
  • 1 to 10 year interest terms
  • Up to 30 year amortization
  • CMHC Insured

Special Use & Construction

We have established relationships with lender-approved service providers including, appraisers, project monitors, cost consultants, environmental consultants, lawyers, to ensure you receive the support you need to bring your project to life.

Seniors Residences

  • Up to 75% Loan to Value
  • 5 year terms
  • 25 year amortizations
  • Non-recourse financing available

Land

  • Up to 75% Loan to Value
  • 12 – 36 month terms
  • Interest only option available
  • Non-recourse financing available

Gas Stations

  • Up to 70% Loan to Value
  • 5 year terms
  • 25 year amortizations
  • Non-recourse financing available

Construction

  • Up to 75% Loan to Cost
  • 5 year terms
  • 20 year amortizations
  • Non-recourse financing available

Self Storage

  • Up to 75% Loan to Value
  • 5 year terms
  • 25 year amortizations
  • Non-recourse financing available
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